CDPHP | Capital District Physicians’ Health Plan

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Start your quote – how would you like to balance your employees’ out-of-pocket expenses with monthly premiums?

InfoA key driver of monthly premiums is the level of out-of-pocket expenses employees incur when they receive care (expenses they are responsible for before plan benefits kick in). Drag the slider to indicate your preference.

Drag the slider to indicate your preference

  • Platinum Plans
  • High monthly premium
  • Lowest out-of-pocket expenses
  • No deductibles – employees’ share of overall costs is approximately 10%.
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  • Gold Plans
  • Moderate monthly premium
  • Moderate out-of-pocket expenses
  • Moderate deductibles – employees’ share of overall costs is approximately 20%.
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  • Silver Plans
  • Moderate monthly premium
  • Moderate out-of-pocket expenses
  • Moderate deductibles – employees’ share of overall costs is approximately 30%.
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  • Bronze Plans
  • Low monthly premium
  • High out-of-pocket expenses
  • Highest deductibles – employees’ share of overall costs is approximately 40%.
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Not sure what’s best? Continue anyway and we’ll provide a few popular options.